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The Indian Institute of Banking and Finance (IIBF) provides the DRA certificate for those who want to work as debt recovery agents. Candidates who qualify IIBF DRA certificate exam can download their DRA certificate in online mode from the IIBF official website. The IIBF DRA certificate includes the agent's name, registration number, the date of issuance, and the validity period.
IIBF DRA Certificate Download Link
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For those who want to work as a debt recovery agent, it is mandatory to appear for the IIBF DRA Certificate exam and obtain a DRA certificate, under the guidelines of the Reserve Bank of India (RBI). To know all the details about the IIBF DRA certificate download, benefits, and more, check the full article below.
| Parameters | Details |
|---|---|
What is a DRA certificate? | Mandate certificate for debt recovery agents as per the guidelines of the RBI |
DRA Certificate Provider | Indian Institute of Banking and Finance (IIBF) |
Number of Accredited Institutes for DRA Training | 32 |
Minimum Qualifying Marks for DRA Certificate | 50 per cent in IIBF DRA Certificate Exam |
Time Limit to Pass the exam for IIBF DRA Certificate | 3 attempts within 9 months after the completion of training |
Official website | iibf.org.in |
Credentials to Download DRA certificate | IIBF Membership Number |
Here are the steps for IIBF DRA Certificate download:
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To get the IIBF DRA certificate, candidates with the minimum qualification of class 10th or above need to attend the 100 hours of training programme whereas graduates have to attend 50 hours of training programme. After the completion of training, the candidates need to apply for the examination to be conducted by IIBF and qualified for the exam within the nine months of training. Trainees have to secure minimum marks of 50 out of 100 to get the DRA certificate.
Retired Bank Officers (age 60 years and above) with wide experience in Recovery may be exempted by the banks concerned from the training/ certification for appointment by them at their discretion.
IIBF has accredited the institutes who are authorised to provide DRA training. Check the list of accredited institutes for DRA Certificate training in the table below.
| S. No. | Name of the DRA Training Institutions/Agencies | Location |
|---|---|---|
| 1 | Centurion University of Technology and Management | Vizianagaram, Andhra Pradesh |
| 2 | BFSI Sector Skill Council of India | Mumbai, Maharashtra |
| 3 | Hand in Hand Academy for Social Entrepreneurship | Kaliyanur, Kanchipuram |
| 4 | Baroda Swarojgar Vikash Sansthan(Bank of Baroda – RSETI) | Fatehpur, Uttar Pradesh |
| 5 | TeamLease Edtech | Mumbai, Maharashtra |
| 6 | Abhiyan Academy | Bilaspur, Chhattisgarh |
| 7 | AISECT Limited | Bhopal, Madhya Pradesh |
| 8 | Bajaj Finance Limited | Pune, Maharashtra |
| 9 | Banking Quest | Gurugram, Haryana |
| 10 | Crux Management Services Private Limited | Hyderabad, Telangana |
| 11 | CSC Academy | New Delhi |
| 12 | Dissiminare Consulting | Kolkata, West Bengal |
| 13 | Erudite Assets Private Limited | Mumbai, Maharashtra |
| 14 | HDB Financial Services Limited | Mumbai, Maharashtra |
| 15 | Institute of Banking Studies (IBS) | Kayamkulam, Kerala |
| 16 | KP Education | Panchkula, Haryana |
| 17 | Learnet Skills Limited | New Delhi |
| 18 | Learning Centre of Insurance, Marketing & Financial Planning | Kolkata, West Bengal |
| 19 | Mahabank-RSETI | Pune, Maharashtra |
| 20 | National Institute for Rural Banking (NIRB) | Bengaluru, Karnataka |
| 21 | Navsoft Training & Development Services Private Limited | Jaipur, Rajasthan |
| 22 | Nexus Marketing Services Private Limited | Jalandhar, Punjab |
| 23 | Sophia Study Circle | Cuttack, Odisha |
| 24 | Talent Sigma Professionals Private Limited | Bhubaneswar, Odisha |
| 25 | Teachsmart Global Learning Solutions Private Limited | Mumbai, Maharashtra |
| 26 | Trekone | Coimbatore, Tamil Nadu |
| 27 | VGM Excellence Centre | Kolkata, West Bengal |
| 28 | VisionIndia Tech Services Limited | Pune, Maharashtra |
| 29 | Sterling Concepts | Visakhapatnam, Andhra Pradesh |
| 30 | Ma Kalka Education Consultancy & Training Services Private Limited | Bhopal, Madhya Pradesh |
| 31 | Mitcon Consultancy & Engineering Services Private Limited | Pune, Maharashtra |
| 32 | Swabhiman Academy of Banking & Finance | Mumbai, Maharashtra |
A DRA certificate is valuable for individuals seeking careers in debt recovery within the banking and financial sector. Some of the benefits of IIBF DRA certificate are:
DRA Certificate is mandatory to become a recovery agent in India, as per RBI. Candidates have to undergo the training of 50 hours or 100 hours based on their eligibility and qualify IIBF certificate exam to obtain DRA certificate by IIBF. The service providers who are engaged by Banks/ NBFCs are asked that they will be allowed to employ only such personnel who have undergone the mandatory training and obtained the certificate for the purpose of recovery from IIBF.
Frequently Asked Questions (FAQs)
DRA certificate is the mandatory training certificate provided by the IIBF to the candidates who are working or willing to work as debt recovery agents under the guidelines of RBI.
Candidates who completed the training programme and qualified the IIBF DRA certificate exam are eligible for DRA certificate.
Trainees have to secure minimum marks of 50 percent, that is 50 marks out of 100 marks to qualify DRA certificate exam.
DRA certificate enhances credibility, employability, and ensures adherence to ethical and legal recovery practices.
Those who qualify exam can download the certificate through the DRA certificate download link available on official website - iibf.org.in
On Question asked by student community
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Among top 100 Universities Globally in the Times Higher Education (THE) Interdisciplinary Science Rankings 2026
Among top 100 Universities Globally in the Times Higher Education (THE) Interdisciplinary Science Rankings 2026