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    IIBF DRA Certificate PDF: Direct Link to Download Here

    IIBF DRA Certificate PDF: Direct Link to Download Here

    Vivek KumarUpdated on 03 Jun 2026, 04:31 PM IST

    The Indian Institute of Banking and Finance (IIBF) provides the DRA certificate for those who want to work as debt recovery agents. Candidates who qualify IIBF DRA certificate exam can download their DRA certificate in online mode from the IIBF official website. The IIBF DRA certificate includes the agent's name, registration number, the date of issuance, and the validity period.
    IIBF DRA Certificate Download Link

    This Story also Contains

    1. IIBF DRA Certificate: Overview
    2. How to Download IIBF DRA Certificate?
    3. Details Mentioned on IIBF DRA Certificate
    4. DRA Certificate: Points to Remember
    5. What are the Requirements for a DRA Certificate?
    6. Who Can Provide Training for the DRA Certificate?
    7. Benefits of DRA Certificate
    8. Is a DRA Certificate Mandatory?
    IIBF DRA Certificate PDF: Direct Link to Download Here
    IIBF DRA Certificate PDF: Direct Link to Download Here

    For those who want to work as a debt recovery agent, it is mandatory to appear for the IIBF DRA Certificate exam and obtain a DRA certificate, under the guidelines of the Reserve Bank of India (RBI). To know all the details about the IIBF DRA certificate download, benefits, and more, check the full article below.

    IIBF DRA Certificate: Overview

    ParametersDetails

    What is a DRA certificate?

    Mandate certificate for debt recovery agents as per the guidelines of the RBI

    DRA Certificate Provider

    Indian Institute of Banking and Finance (IIBF)

    Number of Accredited Institutes for DRA Training

    32

    Minimum Qualifying Marks for DRA Certificate

    50 per cent in IIBF DRA Certificate Exam

    Time Limit to Pass the exam for IIBF DRA Certificate

    3 attempts within 9 months after the completion of training

    Official website

    iibf.org.in

    Credentials to Download DRA certificate

    IIBF Membership Number

    How to Download IIBF DRA Certificate?

    Here are the steps for IIBF DRA Certificate download:

    • Visit the IIBF official website - iibf.org.in
    • On the homepage, click on the tab ‘DRA’
    • From the drop-down menu, select ‘Download E-certifiate’
    • DRA certificate download page will be open on the screen
    • Enter the membership number and security pin in the required space
    • After submitting the details, IIBF DRA certificate will be displayed on the screen
    • Download the DRA certificate for further use
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    Details Mentioned on IIBF DRA Certificate

    • Agent Name
    • Registration Number
    • Date of Issuance of DRA certificate
    • Validity of certificate
    • Training Details (50 hours/100 hours)
    • IIBF Accreditation
    • IIBF Signature and Seal as the mark of verified DRA certificate

    DRA Certificate: Points to Remember

    • Candidates can download a copy of e-certificate only after the e-certificate is processed, digitally signed and emailed by the Institute.
    • Candidates will not be able to download IIBF DRA certificate in case of any discrepancy found in processing (For example: photo, signature, or others.).
    • After IIBF DRA certificate download, it is advised to preserve the e-certificate file.
    • DRA certificate cannot be downloaded more than three times
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    What are the Requirements for a DRA Certificate?

    To get the IIBF DRA certificate, candidates with the minimum qualification of class 10th or above need to attend the 100 hours of training programme whereas graduates have to attend 50 hours of training programme. After the completion of training, the candidates need to apply for the examination to be conducted by IIBF and qualified for the exam within the nine months of training. Trainees have to secure minimum marks of 50 out of 100 to get the DRA certificate.

    Retired Bank Officers (age 60 years and above) with wide experience in Recovery may be exempted by the banks concerned from the training/ certification for appointment by them at their discretion.

    Who Can Provide Training for the DRA Certificate?

    IIBF has accredited the institutes who are authorised to provide DRA training. Check the list of accredited institutes for DRA Certificate training in the table below.

    List of Accredited Institutes by IIBF

    S. No.Name of the DRA Training Institutions/AgenciesLocation
    1Centurion University of Technology and ManagementVizianagaram, Andhra Pradesh
    2BFSI Sector Skill Council of IndiaMumbai, Maharashtra
    3Hand in Hand Academy for Social EntrepreneurshipKaliyanur, Kanchipuram
    4Baroda Swarojgar Vikash Sansthan(Bank of Baroda – RSETI)Fatehpur, Uttar Pradesh
    5TeamLease EdtechMumbai, Maharashtra
    6Abhiyan AcademyBilaspur, Chhattisgarh
    7AISECT LimitedBhopal, Madhya Pradesh
    8Bajaj Finance LimitedPune, Maharashtra
    9Banking QuestGurugram, Haryana
    10Crux Management Services Private LimitedHyderabad, Telangana
    11CSC AcademyNew Delhi
    12Dissiminare ConsultingKolkata, West Bengal
    13Erudite Assets Private LimitedMumbai, Maharashtra
    14HDB Financial Services LimitedMumbai, Maharashtra
    15Institute of Banking Studies (IBS)Kayamkulam, Kerala
    16KP EducationPanchkula, Haryana
    17Learnet Skills LimitedNew Delhi
    18Learning Centre of Insurance, Marketing & Financial PlanningKolkata, West Bengal
    19Mahabank-RSETIPune, Maharashtra
    20National Institute for Rural Banking (NIRB)Bengaluru, Karnataka
    21Navsoft Training & Development Services Private LimitedJaipur, Rajasthan
    22Nexus Marketing Services Private LimitedJalandhar, Punjab
    23Sophia Study CircleCuttack, Odisha
    24Talent Sigma Professionals Private LimitedBhubaneswar, Odisha
    25Teachsmart Global Learning Solutions Private LimitedMumbai, Maharashtra
    26TrekoneCoimbatore, Tamil Nadu
    27VGM Excellence CentreKolkata, West Bengal
    28VisionIndia Tech Services LimitedPune, Maharashtra
    29Sterling ConceptsVisakhapatnam, Andhra Pradesh
    30Ma Kalka Education Consultancy & Training Services Private LimitedBhopal, Madhya Pradesh
    31Mitcon Consultancy & Engineering Services Private LimitedPune, Maharashtra
    32Swabhiman Academy of Banking & FinanceMumbai, Maharashtra

    Benefits of DRA Certificate

    A DRA certificate is valuable for individuals seeking careers in debt recovery within the banking and financial sector. Some of the benefits of IIBF DRA certificate are:

    • Enhanced Credibility and Employability:
    • Skill Development and Expertise:
    • Career Opportunities:
    • Contribution to Financial Institution Efficiency:
    • Regulatory Compliance

    Is a DRA Certificate Mandatory?

    DRA Certificate is mandatory to become a recovery agent in India, as per RBI. Candidates have to undergo the training of 50 hours or 100 hours based on their eligibility and qualify IIBF certificate exam to obtain DRA certificate by IIBF. The service providers who are engaged by Banks/ NBFCs are asked that they will be allowed to employ only such personnel who have undergone the mandatory training and obtained the certificate for the purpose of recovery from IIBF.

    Frequently Asked Questions (FAQs)

    Q: What is a DRA certificate?
    A:

    DRA certificate is the mandatory training certificate provided by the IIBF to the candidates who are working or willing to work as debt recovery agents under the guidelines of RBI.

    Q: Who is eligible for the IIBF DRA certificate?
    A:

    Candidates who completed the training programme and qualified the IIBF DRA certificate exam are eligible for DRA certificate.

    Q: What is the minimum passing percentage for the DRA certificate exam?
    A:

    Trainees have to secure minimum marks of 50 percent, that is 50 marks out of 100 marks to qualify DRA certificate exam.

    Q: What is the benefit of a DRA certificate?
    A:

    DRA certificate enhances credibility, employability, and ensures adherence to ethical and legal recovery practices.

    Q: How can I download my IIBF DRA certificate?
    A:

    Those who qualify exam can download the certificate through the DRA certificate download link available on official website - iibf.org.in

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